Can you save on your mortgage?

How to Avoid Costs of a Bi-Weekly Plan and Get the Same Results
In the event that you are one of the people who take the position that the costs are simply too high for a bi-weekly program, there are two simple things you could do that will have the same financial effect on reducing the term of your mortgage:
When you make your payment each month, add an additional 1/12th of a payment and indicate that it should go to the principal balance
OR;
Make an extra payment once a year and indicate that the extra payment should go to the principal balance
As with everything in life, convenience has a price. And when it comes to paying off a mortgage early using a bi-weekly mortgage payment program, setting it up so you can forget about it is worth the price.
At least it is to most people.

Vacation or Retirement????

It's a great time to buy! Especially now that people are selling or strategically leaving their vacation homes or homes. Wouldn't it be nice to pick up your Retirement Home that was once someone's vacation home? Think about it......

As of July 1t, this new law went into effect - we at Mirabella Properties would like to hear your thoughts on the subject.....

Mandatory CO Detector (Carbon Monoxide Detector) Installation for California Homeowners

Although the bill (SB 183) was signed into law in 2010, California residents must have carbon monoxide detectors in their homes as of July 1, 2011.

Who is impacted? This timeline applies to single-family homes, including individually-owned condominiums, (owner or tenant occupied) that have appliances that burn fossil fuels or homes that have attached garages or fireplaces. Types of fossil fuels include coal, kerosene, oil, wood, fuel gases, and other petroleum or hydrocarbon products, which emit carbon monoxide as a byproduct of combustion.

How much does a CO detector cost? Approximately $20 to $60

How is the law enforced? People requesting home loans will have to show that they have installed CO detectors in their homes.